Couple on Laptop

Financial tips, articles and courses.

Not all help comes in the form of money. A little knowledge can go a long way when it comes to your finances. We’re here to help with that, too.

Learn More
resources
Priceless information.

Whether you want to learn about building your credit, protecting your identity or building a budget, the following articles can start you down the right path. View more FAQs here.

Uncategorized
Gig Jobs: How to Make a Little Extra Money Between Paychecks

In this economy, it’s not uncommon to need some financial wiggle room, even if you work a full-time job. When […]

Personal Loans
Consolidating Credit Cards with an Unsecured Personal Loan

If you’re an adult, you’ve likely accrued some credit card debt. In fact, statistics show that the average American holds […]

Lifestyle
Student Loan Payments Have Resumed. Now What?

Student Loan Repayments Start in October. What Does This Mean? Starting in October, student loan repayments will begin again, after […]

How-To
5 Tips For Traveling on a Budget

Family Travel on a Budget: Five Tips to Save You Money Are you dreaming of an exciting trip but worried […]

Lifestyle
Car Repair Loans: Financing Options for Auto Repairs

Understanding Car Repair Loans and Financing Options Car repairs have a knack for catching us off guard, leaving us scrambling […]

Lifestyle
Vacation Loans: Managing Travel Expenses

How to Manage Travel Expenses with Vacation Loans From sunny days on the beach to exciting trips to beloved theme […]

How-To
Tips for Managing Your Childcare Expenses

How to Afford Childcare In this article, we will explore practical strategies and tips to manage your list of monthly […]

Budgeting
Disposable vs. Discretionary Income

Disposable vs. Discretionary Income – What’s the Difference? Though often used interchangeably, disposable and discretionary income are actually two different […]

Personal Loans
How Does Buy Now, Pay Later Work?

How Does Buy Now, Pay Later Work? If you shop online, you’ve likely seen the option at checkout to “Buy […]

Budgeting
Should You Use a Budgeting App?

Should You Have a Budgeting App? Managing your finances can be a stressful and time-consuming task. With so many expenses […]

How-To
Caring for Aging and Elderly Parents

Tips for Caring for Aging and Elderly Parents at Home As our parents age, they may require more help and […]

Lifestyle
All Your Questions About Renters Insurance, Answered

Your Guide to Getting Renters Insurance Renters insurance is becoming a more-common requirement when renting an apartment or home. In […]

Budgeting
What is Zero-Based Budgeting?

A Zero-Based Budget: What It Is & How It Works When it comes to managing your personal budget and setting […]

How-To
How to Find a New Job

A Roadmap to Getting Out of Unemployment Today’s climate can be confusing if you’re looking for a job. Available jobs […]

How-To
7 tips for Lowering Your Car Insurance Rate

Want to Get a Lower Car Insurance Rate? Here’s How. For many households, car insurance premiums represent a significant monthly […]

Budgeting
5 Tips for How to Save Money on Your Electric Bill

How to Save Money on Your Electric Bill Do you ever feel like your electric bill keeps climbing? That no […]

How-To
Here’s How to Start Investing with a Little Bit of Money

Are you wanting to invest but don’t know where to start? Regional Management Corp. and its affiliates do not provide […]

How-To
How to Save Money for Buying Your First Home

How to Save Money for Buying Your First Home Are you dreaming of owning a home of your own with […]

Budgeting
New Year, New Financial Goals

New Year, New Financial Goals Creating a financial plan for 2023 When it comes to new year’s resolutions, the most […]

Lifestyle
17 Tips to Make Holiday Traveling a Joy

17 Tips to Make Holiday Traveling a Joy With school out and many businesses offering vacation time, there’s no better […]

Lifestyle
Tips for Saving Money During Winter & the Holidays

Tips for Saving Money During Winter & the Holidays The winter season – and its annual holidays – brings joy, […]

Lifestyle
Your Guide to Things to Do in the Winter

Your Guide to Things to Do in the Winter For many of us, money’s never tighter than around the winter […]

How-To
How to Host the Best Holiday Party

How to Host the Best Holiday Party The holiday season brings many joys, such as time away from work, gift […]

Budgeting
12 Tips for Online Shopping on Black Friday 2022

Online shopping tips to save and splurge during the year’s biggest sales! With Black Friday fast approaching, it pays (literally!) […]

How-To Budgeting
Great Tips for Saving Money on Groceries

How to shop for groceries on a budget It’s no secret that inflation is seriously diminishing the average American’s household […]

How-To
How to Shop for Car Insurance & Find the Best Deals

How to Choose the Best Car Insurance for Your Vehicle & Your Wallet When you’re in an auto accident of […]

How-To
How to Prepare for an Interview

Snag a great new job with our interview preparation checklist You’ve got your college degree and/or other credentials, and you’ve […]

Lifestyle
How to Ask for a Raise at Work

When & How to Ask Your Boss for a Raise Inflation is rising much faster than we’d all like. Every […]

Lifestyle
Pros and Cons: Electric Cars vs. Gas Cars

Comparing Electric Cars & Gas Cars Thinking of buying a new car to replace your old family sedan? Or are […]

How-To
Stay Prepared with These Hurricane Safety Tips

Hurricane season has officially begun, and it’ll last until the end of November for many Americans. Although we haven’t seen […]

Lifestyle
Your Guide on How to Throw a Backyard BBQ

Throw the Ultimate Backyard BBQ Party Summer sunshine is here, which means it’s time to make use of your backyard […]

How-To Budgeting
How to Have A Successful Yard Sale

How to Prepare for and Have a Great Yard Sale Tips for Making Your Yard Sale the Best It Can […]

Lifestyle Budgeting
The Essential College Supplies List for Parents

Back to College Must-Haves: A Guide for Parents The College Supplies Your Kids Really Need Start off by taking inventory […]

Lifestyle Credit and Taxes Budgeting
16 Questions to Ask Before Renting an Apartment

What to Ask When Renting an Apartment Renting an apartment is a big decision for anyone. Since most apartment rentals […]

Lifestyle Budgeting
10 Free & Cheap Things to Do with Kids This Summer

Inexpensive Summer Activities for Kids of All Ages The sun is out – just like school! – which means it’s […]

Lifestyle
What To Do When Your Home’s HVAC is Not Working

Ask a Contractor: What Do I Do if My HVAC Stops Working? During both the scorching, sweltering heat of summer […]

Lifestyle
Spring Yard Work & Gardening Checklist

The Complete Spring Yard To-Do List for Your Home Spring is back in full swing, which means it’s time for […]

Lifestyle Budgeting
Read This Before Combining Your Finances After Marriage

What Married Couples Should Consider Before Combining Finances Four steps to managing your money as a couple. The knot has […]

How-To Credit and Taxes
How to Build Credit Without a Credit Card

No credit card? No problem. Build credit without a credit card through smart strategies Need to build credit? Easy! Just […]

Lifestyle Budgeting
12 Tips for Planning Your Dream Wedding

Get the dream wedding you deserve with smart wedding budget planning and more Getting married? Congratulations! But even though you’re […]

Lifestyle Budgeting
Top 10 New Year’s Resolution Ideas & How to Keep Them

Top 10 New Year’s Resolution Ideas The New Year has come and gone, which means the new year’s resolutions we’ve […]

Budgeting
Saving for success – 8 types of savings accounts

Which type of savings account is right for your financial goals? Most Americans have checking accounts – they’re great places […]

Lifestyle Budgeting
8 Unique Ways to Stay Warm This Winter

Let’s cozy up to new ideas for comfort. If the weather outside is frightful — or maybe just a little […]

Lifestyle Budgeting
The Annual Cost to Own a Dog. Can you Afford It?

How much is that doggie in the window? A lot more than you may think. What’s more idyllic than a […]

How-To Lifestyle Budgeting
How to Negotiate a Car Price

4 car buying tips to get the best deal. Got a case of new-car fever? It can really make you […]

Credit and Taxes Personal Loans
How Personal Loans Can Affect Your Credit Score

How Does a Personal Loan Affect Your Credit Score? For many people, taking out a personal loan can be a […]

Lifestyle Personal Loans Budgeting
Haunted by home improvement needs? There’s a loan for that.

Let’s take the scariness out of selecting a home improvement loan. Boo! That first hint of winter chill can send […]

Personal Loans
5 Types of Collateral You Can Use for a Loan

Need cash fast? Here are 5 kinds of collateral you can use to secure financing It can be tough to […]

Personal Loans
11 Types of Loans to Finance Your Future

Financing your freedom- 11 types of loans for anything you need! You need cash to pay for unexpected car repairs, […]

Personal Loans
What Is Debt Consolidation & How Does It Work?

Debt consolidation explained – how do debt consolidation loans work for you? Everyone needs a little help wrangling their finances […]

Lifestyle Budgeting
5 Ways to Budget for the Average Cost of School Supplies

How to pay for elementary, middle school, high school, and college student expenses without breaking the bank New parents quickly […]

Budgeting
The 4 most important skills for entrepreneurs

Starting your own business? These entrepreneurial skills can set your venture up for success Everyone has a dream, and for […]

Budgeting
8 smart ways to pay for surprise medical bills

Health insurance doesn’t cover everything — remember these tips for unexpected medical expenses Nothing’s worse than spending time in the […]

Lifestyle Budgeting
5 tips to sell your house for a great price

Selling your home? Prep it for a fast sale with these key strategies   Selling your home takes a lot […]

Lifestyle Budgeting
Build your vacation savings for travel with smart saving strategies.

Dreaming about a bucket-list vacation, but not sure where to start in turning that dream into a reality? With the […]

How-To Lifestyle Budgeting
How to avoid used car expenses and save cash on repairs

Smart strategies to identify car maintenance issues when shopping for a used car. Everyone needs a reliable car for commuting […]

Personal Loans
Personal loans: What do I need to apply?

Simple tips for applying for a personal loan. There are so many reasons to decide to get a personal loan […]

Personal Loans
How Your Car Can Help you With a Secured Loan to Deliver the Cash you Need

Secured personal loans Can be Backed by Your Auto Title. Let’s say you need money (and who doesn’t?) perhaps to […]

Credit and Taxes Personal Loans
Personal loans or credit cards: What’s the smart way to pay?

Missing payment information can help you decide. It happens. We all have times when we need extra help to pay […]

How-To Lifestyle
How to ease your winter blues.

It’s not unusual to feel sad during the winter months. But take heart, spring will surely come. In the meantime, […]

How-To Lifestyle Budgeting
How to plan for funeral expenses. The subject no one wants to talk about (but everyone should).

When we lose a loved one, we find ourselves in a state of emotional turmoil. No matter the situation, we […]

Lifestyle Budgeting
Pet Emergencies: The high cost of medical care.

5 ways to prepare for emergency veterinary care When a pet comes into our lives, whether by purchase, adoption, or […]

Budgeting
Baby Boomers’ financial concerns.

Are you really ready for retirement? If you were born between 1946 and 1965, you’re well aware of your unique […]

Budgeting
New year, new financial goals

Setting up a financial plan of attack for 2021 When it comes to new year resolutions, the most valuable could […]

How-To Lifestyle
Winterize your car: a how-to guide to keep it running in the cold.

A few tips to prep your car for the winter months. Here comes the chill. Even our cars are beginning […]

Budgeting
Budgeting for millennials: A map to financial security.

Millennials are a dynamic force of 75 million people. They make up nearly 25% of the total U.S. population, 30% […]

Lifestyle
Simple (and low-cost) projects to fix up your home for the holidays.

Simple (and low-cost) projects to fix up your home for the holidays. 3 gifts for your home and you. The […]

Lifestyle Budgeting
6 tips when budgeting for the holidays

When it comes to budgeting for the holidays, it’s all about personal finance. Learn when to start saving, what holiday […]

How-To Budgeting
How to teach kids about money

Financial training can be as easy as 1, 2, 3. When is the right time for you to be teaching […]

Credit and Taxes
Know your credit score factors.

How to keep your credit score from shrinking when times are tight.  It’s tempting to pull out that credit card […]

Lifestyle Budgeting
15 ways to lower your energy bills.

While temps are high, it’s good to look for ways to bring energy usage down. Taking a few steps during […]

How-To Lifestyle
Home office ideas: 4 ways to get started

How to make “working from home” work for you. The home workplace has been a growing trend for decades, and […]

Lifestyle Budgeting
7 Tips for the Perfect Staycation

Fun ideas to enjoy vacation time from the comfort of your own home. Ever think of your home as a […]

Lifestyle Budgeting
Smart tips for saving money while stocking your pantry

A well-stocked pantry can save money, time, and stress. “And when she got there, the cupboard was bare” is perhaps […]

Budgeting
Find a penny, save a penny: 8 ways to reduce financial clutter and save money.

Keeping up with financial commitments can be overwhelming even in the best of times. Reducing the clutter of multiple debts […]

How-To Budgeting
How to ease your mind by starting an emergency fund.

Don’t let an unexpected expense derail your financial future.  Sometimes, when life gives you financial lemons, you can no longer […]

Credit and Taxes
Maximize your tax refund: 5 tax credit and deduction tips.

Tax deductions and credits are your friends. You work hard for your paycheck. It may seem like your take-home pay […]

How-To Credit and Taxes
Four ways to get your credit card debt under control.

Is debt consolidation the answer? Americans love their credit cards. In fact, the average U.S. household has about $7,400 in […]

How-To Credit and Taxes
How to repair your credit and improve your FICO scores.

Three important things you can do right now*. Read the article here. *The information and materials provided on this website […]

Budgeting
Big bills, big problems.

A big unexpected expense like a doctor bill or car repairs can put the squeeze on your budget. But if […]

Personal Loans
Quick cash: the disadvantages of payday loans

If you need money to pay your bills, you might think about getting a payday loan. But before you sign […]

Personal Loans
Banking terms you should know when you apply for a loan

Personal Loan Glossary: Banking Terms to Know Do bankers speak a different language? It can definitely seem that way. The […]

Lifestyle
Are you an easy target for identity theft?

Between cyber-attacks at banks, credit agencies, hospitals, and old-fashioned dumpster diving, your sensitive personal information could be more at risk […]

Credit and Taxes
Make your taxes less taxing.

Will tax time be a pain or a breeze this year? If you take a few easy steps ahead of […]

Credit and Taxes
Who needs credit? Pretty much everyone.

It’s true. There are a lot of things you can do without using credit. You can pay for your rent, […]

Budgeting
No Budget? No Problem.

Five Easy Steps to Create a Budget There are a million things you’d probably rather do than make a budget […]

Credit and Taxes
Rebuilding Credit After Bankruptcy.

Filing for bankruptcy can definitely make it tough to get credit, but there are steps you can take to start […]