From “Oh, no!” moments, like a dead furnace, to “Oh, yes!” moments like the chance to take a great vacation, prequalifying for a personal loan online from Regional Finance will help you to fix or fly.
Prequalify Now
The personal loan application process is simple, can be completed online, and can help you with a variety of situations. Whether you need a new appliance or just want to go on a nice vacation, Regional Finance is here to help.
Personal loan payments are more stable than credit card payments. With a fixed rate personal loan, your monthly payment stays the same for the life of the loan, so you can easily plan your budget.
We specialize in helping you find a personal loan that will achieve the goals you have. There are no application fees and prequalifying for a personal loan will not affect your credit score, so feel free to talk to us. Prequalify online or stop by today.
While every lending company’s loan approval time varies, at Regional Finance once you are prequalified for a personal loan, you can reach out to your local branch OR your local branch will call you typically within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your funds that day!
While no lending company can guarantee that you will qualify for a loan, we try to make it easy for you to get a sense of whether you will qualify for one of our loan products by providing you with the option to prequalify online.
Prequalifying for a loan online takes just a few minutes and lets us know that you meet our basic loan criteria — and best of all, it’s free! You can also come to your local Regional Finance branch where our loan specialists are happy to answer your questions and take a loan application. Prequalifying online will not affect your credit score, but when we take an application we do need to make a hard pull of your credit report.
If you decide you’d like to apply for a loan at one of our branches, please bring the following items:
We look forward to meeting you and seeing how we may be able to help you!
Seeing if you prequalify for a loan will not affect your credit score. Applying for a personal loan can affect your credit score, but typically only for a short period of time. Credit scores are determined using several factors.
There are many benefits that come from obtaining a personal loan. Personal loans can help you:
To learn more about the types of loans Regional Finance offers, visit our personal loan pages or contact us today to speak with a member of our team.
Personal loans can be used for a multitude of things such as:
Personal loans can help ease financial burdens and provide the support you need.
Pet Care Expenses
New Furniture
Vacation Expenses
Funeral Expenses
New Appliances
Holiday Expenses
Bills & Credit Card Debt
Emergency Expenses
Medical Expenses
Home Repairs
Child Expenses
Wedding Expenses
You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal loan is, understanding personal loan interest rates, and how to qualify for a personal loan. We’ll help you fill out an application for the type of loan that fits your needs.
