Loan protection and club memberships
Coverage that helps you stay on track
Life can change unexpectedly. Our optional protection products and memberships are designed to help you feel more secure and confident throughout your loan journey.
*Optional insurance products and club memberships are not required to obtain loan approval and can be canceled anytime.
Already have coverage?
Need to file a claim or cancel a policy? Visit our claims support for more information.
Payment Protection Plans
Flexible protection for all life moments
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Benefit club memberships
Benefits that fit your everyday life
Our optional club memberships are built to support your day-to-day life from roadside assistance to shopping discounts.*
Three plans to choose from:
Home and Auto
Whether it's an unexpected medical bill or a lost set of car keys, this plan helps fill the coverage gaps insurance may leave behind.
- Towing & roadside assistance
- Auto deductible reimbursement
- Home deductible reimbursement
- Child accident benefit
- Auto repair rebate
- Locksmith services
- Travel discounts
- Entertainment discounts
Silver Safeguard
From the small unpredictable interruptions to the big planned events, this plan is designed to cover expenses related to family, health, and lifestyle needs.
- Telemedicine
- Identify theft protection
- Hospitalization reimbursement
- Child accident benefit
- Auto repair rebate
- Locksmith services
- Travel discounts
- Entertainment discounts
Auto Plus
Our auto plan keeps cash in your pocket and gets you back on the road when you face unexpected expenses.
- Towing & roadside assistance
- Auto repair reimbursement
- Auto deductible reimbursement
- Child accident benefit
- Auto repair rebate
- Locksmith services
- Travel discounts
- Entertainment discounts
*Benefits and services are administered by FIMC Partners LP, an independent, third-party vendor.
Frequently asked questions
No, insurance products and club memberships are optional and not required for loan approval, and they can be canceled at any time.
Having optional insurance products can provide you with the peace of mind of knowing that your credit obligations, yourself, and/or your loved ones will be taken care of in the event of some unforeseen circumstance.
In some instances, your benefits can differ based on the state in which you reside. It is for this reason that it is important to talk with one of our Branch Team Members about the specific benefits that would apply to you. Also, an insurance certificate is provided with your loan closing documents and this details your specific coverages.
Eligibility is primarily based on age and employment status. However, everyone’s situation is different so it’s important to have a discussion with one of our experienced Branch Team Members regarding your eligibility. Please contact your local branch at (888) 636-3535 to learn more.
In most cases, yes, you will be able to renew your coverages. However, there may be some age restrictions or employment changes that may affect future eligibility. Please contact your local branch at (888) 636-3535 to learn more.
Disclosures
Not all optional insurance products are available on all loans or in all states. Eligibility requirements must be met to obtain certain optional insurance protection products. Claim payments for all optional insurance products are issued to Regional Finance and applied against the balance of your outstanding loan. Should claim benefit payments exceed the payoff amount of the loan, any overage will be issued to the covered borrower, or in the event of life insurance, to the designated beneficiary(ies).
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