Your loan check has arrived — cash it today!

Congratulations! Your loan check is in your hands.

All you have to do is sign it* and deposit or cash it at your bank, just like any other check. Once it’s deposited, the money is yours to use for whatever you need.

Need more than what your check provides?

  • You may qualify for loans up to $45,000

  • Check if you're prequalified with no impact to your credit score

  • We provide support from a local loan specialist every step of the way

*IL Residents: Please be sure to sign both the APR Disclosure notice and check endorsement line.

Woman home reading mail

More reviews from trusted platforms

Ready to get your money?

01

Review your loan terms

Take a quick look at the Promissory Note and disclosures on the back of your check. Keep them for your records.

02

Sign and deposit your check

Endorse the back of the check, make sure to fill in your phone number and email address, and deposit it at your bank or through your bank’s mobile app.

03

Use your money*

Once your bank processes the deposit, your funds are ready to use.

*Banks and third-party check cashing companies may charge a check cashing fee. Your bank may also place a temporary hold on deposited funds according to their policies.

Pay your way

Your first payment will be due one month after you cash your check. From there, you can choose the payment method and schedule that works best for you.

Pay online

Make payments, set up auto pay, and manage your account quickly and easily online.

Pay by phone

You can pay by debit card or electronic funds transfer from your bank account over the phone by calling your local branch.

Pay by mail

You can mail your check or money order to your local branch.

Visit your local branch

Our loan specialists are happy to accept your cash, check, debit card, ACH, or money order payment during branch hours.

Old Couple talking

Make payments easier with autopay

Set up autopay online or in the mobile app, choose the payment schedule and budget that works for you, and let your payments happen automatically.

Download on the App StoreGet it on Google Play

Frequently asked questions

  • Yes. This is a physical check that can be endorsed and deposited at your bank or through your bank’s mobile deposit feature, just like any other personal check.

  • The only information needed is what is requested on the back of the check:

    • Your signature
    • Driver’s license number or state ID number
    • Home or cell phone number
    • Work phone number (where applicable)
    • Email address
    • Marital status (Wisconsin only)
  • Your first payment will be due one month from the day you cash this check.

  • Just give us a call and we’ll help however we can.

  • No, but there are several ways you can make payments:

    • AutoPay − Create a set schedule for your payments (weekly, bi-weekly, twice monthly, or monthly) and they will be automatically deducted from your bank account.
    • Online Account Access − Make a payment, set up automatic payments, change your contact information, or check your balance.
    • Electronic Bill Payments − Pay your bill electronically through your checking account or debit card.

We’re more than just a lender. 
We’re here for the long haul.

For over 35 years, Regional Finance has helped customers access funds with flexible options, convenient account management, and trusted local support. From check cashing to repayment, we’re here whenever you need us.