Your loan check has arrived — cash it today!
Congratulations! Your loan check is in your hands.
All you have to do is sign it* and deposit or cash it at your bank, just like any other check. Once it’s deposited, the money is yours to use for whatever you need.
Need more than what your check provides?
You may qualify for loans up to $45,000
Check if you're prequalified with no impact to your credit score
We provide support from a local loan specialist every step of the way
*IL Residents: Please be sure to sign both the APR Disclosure notice and check endorsement line.

Ready to get your money?
Review your loan terms
Take a quick look at the Promissory Note and disclosures on the back of your check. Keep them for your records.
Sign and deposit your check
Endorse the back of the check, make sure to fill in your phone number and email address, and deposit it at your bank or through your bank’s mobile app.
Use your money*
Once your bank processes the deposit, your funds are ready to use.
*Banks and third-party check cashing companies may charge a check cashing fee. Your bank may also place a temporary hold on deposited funds according to their policies.
Pay your way
Your first payment will be due one month after you cash your check. From there, you can choose the payment method and schedule that works best for you.

Frequently asked questions
Yes. This is a physical check that can be endorsed and deposited at your bank or through your bank’s mobile deposit feature, just like any other personal check.
The only information needed is what is requested on the back of the check:
- Your signature
- Driver’s license number or state ID number
- Home or cell phone number
- Work phone number (where applicable)
- Email address
- Marital status (Wisconsin only)
Your first payment will be due one month from the day you cash this check.
Just give us a call and we’ll help however we can.
No, but there are several ways you can make payments:
- AutoPay − Create a set schedule for your payments (weekly, bi-weekly, twice monthly, or monthly) and they will be automatically deducted from your bank account.
- Online Account Access − Make a payment, set up automatic payments, change your contact information, or check your balance.
- Electronic Bill Payments − Pay your bill electronically through your checking account or debit card.
We’re more than just a lender. We’re here for the long haul.
For over 35 years, Regional Finance has helped customers access funds with flexible options, convenient account management, and trusted local support. From check cashing to repayment, we’re here whenever you need us.
Trusted by your neighbors
For over 35 years, millions of customers have trusted us to provide the simple, transparent, and straightforward financial support they deserve.
4.5 out of 5
Showing review 1 of 8
Alexis at Regional Finance made getting…
Alexis at Regional Finance made getting additional money very easy. She made everything from the approval to the paperwork to the direct deposit flow as smooth as silk. I have been with Regional here in Sherman, Tx for years and have never had a bad experience. They are great about helping even with a credit score that is under 600. I would highly recommend Regional Finance.
Quickness in processing
Quickness in processing Great customer service Payment reasonable Con: payoff not full amount owed. I was contacted by company for payment
The process was seamless
The process was seamless. The customer service was excellent and very helpful.
GG
The folks at my locations were on top…
The folks at my locations were on top of the my difficult situation. Once I saw they were there to help I had complete confidence in Regional Finace. I had issue getting loans other places but they made sure I was a priority!
MC
Alondra at Sw Military was very helpful
Alondra at Sw Military was very helpful
Office in Roanoke is friendly and well…
Office in Roanoke is friendly and well organized I recommed them to friends and family
DW
the employees were very receptive and…
the employees were very receptive and attentive nice environment it was a pleasure everything was great
Timing and good customer service
Timing and good customer service
Je
Showing our 4 and 5 star Trustpilot reviews